Enter your starting credits, ship cost, and state tax rate into the calculator to determine your net resources.

## Resource Calculation Formula

The following formula is used to calculate the net resources in Star Citizen.

Net Resources = Starting Credits - (Ship Cost * (1 + State Tax Rate / 100))

Variables:

- Net Resources is the net amount you have after deductions
- Starting Credits is the initial amount of credits you have
- Ship Cost is the total cost of the ship before tax
- State Tax Rate is the percentage of tax applied to the ship cost

To calculate the net resources, subtract the taxed ship cost from your starting credits.

## What is Resource Calculation?

Resource calculation in Star Citizen refers to the process of determining the net resources available after accounting for expenses such as ship purchases and taxes. This helps players manage their finances and plan their gameplay strategies effectively.

## How to Calculate Net Resources?

The following steps outline how to calculate the net resources using the given formula.

- First, determine your starting credits and the cost of the ship.
- Next, determine the applicable state tax rate.
- Use the formula from above: Net Resources = Starting Credits – (Ship Cost * (1 + State Tax Rate / 100)).
- Finally, calculate the net resources by plugging in the values.
- After inserting the variables and calculating the result, check your answer with the calculator above.

**Example Problem:**

Use the following variables as an example problem to test your knowledge.

Starting Credits = 100,000

Ship Cost = 20,000

State Tax Rate = 7%

## FAQ

**1. What are starting credits?**

Starting credits are the initial amount of in-game currency a player has before making any purchases or expenses.

**2. How is net resources different from starting credits?**

Net resources are the amount of credits a player has left after all expenses, such as ship purchases and taxes, are deducted from their starting credits.

**3. How often should I use the resource calculator?**

It’s helpful to use the resource calculator whenever you plan to make significant in-game purchases or when you want to manage your in-game finances more accurately.

**4. Can this calculator be used for different scenarios in Star Citizen?**

Yes, you can adjust the fields to match different in-game scenarios and calculate your net resources accordingly.

**5. Is the calculator accurate?**

The calculator provides an estimate of your net resources based on the inputs provided. For exact figures, it’s best to refer to in-game data and financial statements.