2/1 Buydown Calculator

Enter your loan amount, interest rate, and loan term into the calculator to determine your 2/1 buydown payments.

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2/1 Buydown Calculation Formula

The following formula is used to calculate the monthly payment with a 2/1 buydown.

Monthly Payment = Loan Amount * (Interest Rate / 100 / 12) / (1 - (1 + Interest Rate / 100 / 12) ^ (-Loan Term * 12))

Variables:

• Monthly Payment is the